Safely Returning
Employees to Work
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Now an industry standard in post accident
control, return-to-work programs provide benefits to
employees and employers following an on-the-job injury.
Basic elements of the process are important to understand
when seeking to minimize time lost by injured employees
while providing them with a productive, safe work environment
until they reach their full medical work potential.
This is true, whether the County chooses a more formal
County-wide program or whether an individual official
chooses to implement these measures in their his/her
office.
Contents:
Why should we consider a return-to-work
program?
In basic terms, what is a RTW program?
How much can we expect to save with
a successful RTW program?
What is changing attitudes by employers
toward implementing RTW?
How can a smaller entity implement
a RTW initiative?
Why would employees want to participate
in a RTW program?
Who all is involved in the communication
process dealing with RTW?
Claim Management and Coordination
Procedures
Accident Reporting
Internal Reporting Procedures
ACCIDENT REPORTING AND INVESTIGATION
- XYZ COUNTY
WITNESS STATEMENT
Communication with the Injured Employee
Communication with Adjuster
Return-to-work Programs
RETURN-TO-WORK PROCESS STATEMENT
RETURN-TO-WORK POLICY and PROCEDURES
Sample Letter to Treating Physician
Safely Returning Employees
to Work
Why should
we consider a return-to-work program?
Most employers have found that return-to-work (RTW)
programs have found that they are a key ingredient in
controlling Workers' Compensation claims costs, but
have also discovered they are generally good for employee
morale and productivity. Rather than throwing their
hands in the air and saying, "It's too late now!"
following an accident, employers have found their actions
following an accident can impact that actual outcome
significantly. This impact is not only a measurable
difference on the bottom line of Workers' Compensation
claims, but may also be tracked by lost work days, occasional
improved impairment ratings on serious accident victims,
and employee satisfaction.
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to Contents
In
basic terms, what is a RTW program?
Following an on-the-job injury, an employee may be injured
to the degree that they are not medically able to carry
out the duties of their current job while healing. In
simple terms, a return-to-work plan sets in motion a
plan to:
- Reduce Workers' Compensation claim
cost.
- Provide safe, temporary work for
the employee during the healing process
- Prevent alienation from the workplace
and decline in morale of an employee by allowing the
worker some choices about their recovery.
- Get workers' back to their normal
duties quicker, which can help with morale of other
employees having to cover their duties while they're
gone.
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How
much can we expect to save with a successful RTW program?
Workers' Comp Cost Reductions
Estimates from private and public sector employers who
have implemented RTW programs range from 15% to 40%
savings on claims when implemented. This, of course,
depends on the seriousness of the injuries; the type
of work available, and cooperation from those involved
from the claims adjusters, medical providers and naturally
the employee.
By controlling Workers' Compensation
claim costs, employers control insurance costs through
their experience modifiers and discounts through their
insurance carrier. These savings are generally more
pronounced in self-insured entities, or those who participate
in governmental self-insurance pools. Generally pools
are able to provide better discounts to entities having
favorable loss experience.
Quotes from Counties interviewed regarding
their RTW programs reveal that this is a viable part
of a risk management program.
We think that the
limited duty practice provides two advantages. First,
we are led by psychologists to believe that the
longer an employee stays away from work, the more
difficult it is to get that employee to return-to-work,
at all. Second, we think that by limiting the duties
of the employee until the recovery is complete,
we reduce the risk of a second injury. We also think
that if the employee is working while he is recovering,
there is a likelihood that the permanent impairment
will be less.
-Elmer Russell,
Denton County Loss Control Coordinator
|
Reduced risk of TWCC Extra
Hazardous Employer Program
One of the few safety regulations that affect public
employers in Texas is the TWCC's Extra Hazardous Employer
program. Employers with lost time accidents (those that
are at least eight (8) lost work days that substantially
exceed the average for their industry are subject to
the sanctions of TWCC, which may require formal safety
program elements and inspections based on OSHA criteria.
A good RTW significantly reduces the odds of having
injuries that result in more than eight (8) lost work
days, thereby reducing the opportunity to be included
in this regulatory sanction.
Other names for RTW
These efforts come in many forms and go by many names,
and there has been a lot of discussion and argument
among risk management professionals about which name
is correct and best explains the process and doesn't
unduly offend their workers. While open for debate,
we'll stick with RTW for purposes of this workshop.
Some other terms you may have heard
include the following:
- Light Duty
- Modified Duty
- Modified Work
- Alternative Work
- Temporary Alternative Work
And the list goes on; however, they
are all basically devised for the same purposes outlined
earlier. Feel free to adopt the terminology you feel
will work best for you.
Getting Productivity for Your $$
While most of the focus on RTW program is on the Workers'
Comp savings, another aspect, possibly even more important,
is that of production from employees who are medically
capable while they are still on your payroll.
Entities, who are self-insured, they
are paying money out directly to the injured worker.
The same is true, to some degree, for entities that
pool together in self-insurance, as these losses are
reflected in future Workers' Compensation costs.
Temporary Income Benefits payments
Weekly Temporary Income Benefits (TIBs) checks pay 70%
of the difference between an employee's Average Weekly
Wage* and the employee's post-injury earnings, after
he/she lost all wages for more than 1 week (or earned
lower wages for more than 1 week).
If an employee earned less than $8.50
per hour before his/her injury, the first 26 weeks of
weekly TIBs checks pay 75% of the difference between
the employee's Average Weekly Wage* and his/her post-injury
earnings - after he/she lost all his/her wages for more
than 1 week (or earned lower wages for more than 1 week).
The amount CANNOT exceed his/her previous year's earnings.
If that employee is not at work, he
or she is basically being compensated for time he is
not productive. A $10 per hour employee will receive
approximately $7.00/hour (tax-free) in TIBs for zero
production. Under alternative work, production could
resume (as limited by the treating physician) for the
additional $3.00/hour it costs to bring the employee
back to work at full pay.
Many risk managers and Workers' Compensation
specialists recommend putting the employee into alternative
or light duty at full pay. Others believe you can pay
only what that job is worth and Workers' Compensation
pays the difference to make up to 70% of their normal
wages. Generally, if it is financially better for the
employee to be at work, it helps in returning them to
work successfully and safely.
Salary Continuation
By state law, many positions (not all) in law enforcement
are entitled to receive their full pay, if they must
be off work due to Workers' Compensation covered injuries.
Some entities still provide salary continuation programs
voluntarily for all their employees. This is not generally
recommended as it hampers the ability to control Workers'
Compensation claims, since there is no monetary incentive
to return to their position. Workers' who are able to
return to limited duty may be paid their full wage.
For detailed information on all Workers'
Compensation Benefit details, TAC provides a Worker's
Compensation Claims Handbook that nicely details this
information.
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What is
changing attitudes by employers toward implementing
RTW?
Risk managers have had difficulty getting management
to "buy in" to the idea of providing RTW efforts
in the past, although that is changing rapidly as organizations,
large and small, have seen excellent results from these
initiatives.
In the past, management used several
reasons for not exploring RTW as an option. Here are
just a few of the more common ones.
- "There is no light duty available
in this organization - everybody here has to work
at full capability."
- "It will slow operations down
to do this."
- "It will hurt morale if someone
is here not pulling their weight."
Counties, who have implemented some
type of RTW initiative, whether formal or informal,
have reported, without exception, that they have found
their program to be very helpful and providing effective
results for them. RTW programs are becoming a standard
element to risk management programs throughout the nation
and Texas.
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How can a
smaller entity implement a RTW initiative?
For many years, smaller organizations have not initiated
RTW plans because they believe there are no "light
duty jobs" available. Each position was viewed
as needing to be filled by someone at 100% of his or
her ability.
While there are some cases when this
is true, most of the time temporary adjustments can
be made in workload, as long as all employees understand
it is temporary. With the acceptance of the benefits
of RTW, both for employers and employees, these views
are changing.
Businessman Bo Pilgrim, has been quoted
as saying, "If you don't have light duty, you have
too many workers!" His point is that there is usually
always some little things that need doing around the
workplace that the regular employees never quite get
around to doing. Take a moment to think of all the little
projects around the workplace that need taking care
of - possibly by your injured employee. Many entities
where RTW program exist keep a list of such projects
and are happy when the Risk Manager calls with someone
qualified to take care of those odd jobs.
Smaller employers need not have formal
programs and paid risk managers to implement some of
the basic ideas of this workshop. Many times, even in
small shops there are actually many temporary, light
duty projects available. Occasionally, it might work
better to cross department lines and budget lines with
light duty employees, which is certainly possible if
officials are committed to support this initiative.
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Why would
employees want to participate in a RTW program?
Most employees want to work!
There is generally a misconception by some employers
that employees are generally looking to get out of work,
when in most cases, the employee enjoys his work (whether
he admits it or not!) and misses the work environment
when sitting at home. Employers who have implemented
RTW programs generally attest to the fact that most
employees actually prefer to be at work.
Psychological Aspects
Experience has shown that employees who have no contact
from people in the workplace begin to think that they're
not needed or wanted. While this is probably not the
case, these feelings may affect the employee's attitudes
toward coming back. Employees may begin to actually
feel fearful and/or angry about returning to the workplace
after extended periods of time. It's really difficult
to know what's going through the employee's mind while
at home watching television (which is sometimes teeming
with attorney ads!).
Separating Safety/Injury Problems
from Personnel Problems
On occasion, there are those who want to take full advantage
of their Workers' Comp claim/injury by staying off longer
than necessary, making it an extended leave or vacation,
but generally this is rare. In these cases, there generally
may be more of a personnel problem, than an actual injury
healing process we're dealing with. Dealing with personnel
termination issues always carries some risk and must
be done with great care to avoid legal problems. Counties
generally have only a budgeted number of positions and
must fill those positions at some point in order to
handle the workload.
Employment Policies - "Neutral
Termination"
Many organizations have opted for a "Neutral Termination"
policy, which automatically terminates employment for
someone whom, after a specified time period (within
legal limits), cannot perform the essential functions
of their job without reasonable accommodation. (Remember
those ADA laws). Generally the time period involved
is no less than 90 days, and is sometimes more, depending
on the County policy. 120 days is a generally acceptable
time period in nearly all cases. The employer has the
opportunity to fill that position if necessary, or re-hire
a good employee when he is able to return to his position.
Problem employees need not be re-hired, but keep in
mind if they are off work on Workers' Compensation,
this would limit your ability to bring them back to
work under a light duty, or modified duty program. In
most situations, however, an employee can return-to-work
in some capacity within the time limits set up.
Reminder - Always check with
qualified labor attorney, personnel consultants, or
your County Attorney when developing these policies
to ensure they are legal and fairly administered.
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Who all is involved
in the communication process dealing with RTW?
The actual group involved may differ from case to case,
but generally the program will involve some degree of
communication and teamwork from the following people:
- Adjuster
- Claims Coordinator
- Loss Control Coordinator
- Doctor
- Claimant
- County Department Heads or Supervisors
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Claim Management
and Coordination Procedures Background &
Purpose
Claim coordination and management is a key to reducing
Workers' Compensation costs in conjunction with accident
reduction and employee safety awareness. The following
information is recommended for use by the County's claims
administrator. The purpose of the following flow chart
is to:
- Provide guidance to the Administrator
during the early stages of the claim, through the
closing of the claim.
- To facilitate communication between
the County, claims adjuster, and employee.
- To assist the employee to re-enter
the work force.
- To assist the County in reducing
the cost incurred by the WC claim.
The following guidelines should always
be used in conjunction with Worker's Compensation Laws
& Regulations. 
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Accident
Reporting
- First, determine basically if the
injury is work-related. Inadvertently filing claims
for non-work-related injuries can be costly to the
County. The claims adjuster determines any possible
disputes if the employee claims the injury is work-related,
so file the claim along with any information or concerns
about the claim.
- Non-work-related injuries should
be filed with the health insurance provider.
- If the employee's injury is as
a result of a third party the County should contact
your adjuster immediately and inform them of the situation.
If the third party is found responsible for the accident
this party will be responsible for covering all expenses
attributed to the claim.
- Once the injury is determine to
be work-related, you must determine if, 1) The employee
lost more than one day of work as a result of the
injury, and 2) If there were any medical expenses
as a result of the injury
- If the answer to any of the above
questions is yes, proceed down the flow chart. If
the answer is no, complete TWCC-1 and file with your
adjuster as Incident Only.
- If the employee loses more than
one day away from work, the injury incurred medical
expenses or the loss of time was a result of occupational
diseases. Complete both report the TWCC-1 & TWCC-3
form and send them to your adjuster.
Employee Notification and the Communication
Process
- Once both reports
TWCC-1 &TWCC-3 have been sent to your adjuster, you
should open a claim file for your own records. The
initial letter should be sent to the employee in conjunction
with the employee's rights, and a copy of the TWCC-1.
The initial letter will help open a communication
channel between employee and employer during the development
of the claim. The accident log will facilitate tracking
of the claim during the development.
- The next step is to determine if
the employee was able to return back to work. If the
employee's back to work, send them a welcome letter.
- If the employee is not back to
work, find out through your adjuster or the treating
physician if the employee is able to return-to-work
with medical restrictions.
- If the employee is unable to return-to-work
with restrictions, monitor the claim on a regular
basis for medical improvement until you can try to
return the employee to work on full duty or temporary
light duty if the physician allows it. Note: Always
follows up on claims and work with your adjuster while
the employee reaches maximum medical improvement (MMI).
- In the event that the employee
is authorized by the doctor to return to work with
restrictions, ask the doctor for detailed instruction
on the restrictions, and then get a time frame for
the recommended restrictions. Work through your adjuster
to get this important information from the medical
provider.
- Once the information is gathered
from the provider, implement your return-to-work or
light duty program.
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Internal
Reporting Procedures
Initial notification procedures are developed to help
facilitate communication with whoever handles the Workers'
Comp Claim for the County. These procedures should also
outline the ongoing communication process with supervisors,
the employee filing the claim and others involved in
the process.
Notification
Good reporting procedures here help with accident investigation
and identifying witnesses who may have useful information
in the event of a claim. Many times, such information
can be very helpful, such as when a third party or a
product failure is involved in the claim. This may help
with the cost of Workers' Compensation claims if liability
for the costs can be directed to that third party when
they are at fault or negligent.
Here is some sample language for a
reporting and investigation policy. You should customize
your policies to fit the operations and structure of
your loss control program.
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ACCIDENT
REPORTING AND INVESTIGATION - XYZ COUNTY
PURPOSE:
The purpose of this policy is to establish a method
to report and investigate accidents which occur to County
employees, County vehicles (including equipment), and/or
damage to County property. This policy applies to all
accidents or incidents occurring on County-owned property
or involving County property. Our goal is to prevent
accidents through the identification and correction
of factors that contribute to the cause(s) of accidents.
In order to carry out this goal, we must have methods
in place for the appropriate investigation of these
causal factors. By focusing on these factors and taking
action to correct these problems, we have an effective
tool for the prevention of future accidents.
SCOPE:
This policy and subsequent responsibilities or procedures
apply to all elected or appointed officials and County
employees. The investigation will normally be conducted
by the appropriate manager, foreman, or supervisor with
the assistance of the Incident Review committee or Loss
Control Coordinator, if necessary.
RESPONSIBILITIES:
This section of the policy outlines basic responsibilities
for carrying out the purpose outlined above.
NOTIFICATION
When an accident or incident occurs, the department
manager, foreman, or supervisor will file a "Employee
Occurrence Report" with the Personnel Director
immediately, but no later than 3 days after knowledge
of the accident or incident. Phone contact is encouraged
if possible to facilitate a quick investigation before
the surrounding conditions change. Telephone number
to report incidents is 000-0000. This phone may be used
day or night. Once notified, the Personnel Director
will forward this information immediately to the Incident
Review team member and the Claims Management Committee
for assistance with the investigation. The Employee
Occurrence Report and the phone contact inform the Personnel
Director of the overview of the accident and may include
witness statements. This report will prompt the Personnel
Director to file any necessary insurance claims regarding
the incident.
INVESTIGATION TIMELINE
A determination will be made if it is necessary the
manager/foreman to begin gathering evidence, e.g. photos,
statements, etc. Recognizing the importance of accident
cause recognition, it may be necessary to investigate
and report accidents or incidents where no injuries
or other losses occurred. The investigation will be
conducted immediately, but no later than 3 working days
after knowledge of the incident. Depending on the severity
of the problem, the manager and Accident Investigation
Team member will set a time for the investigation to
begin. The investigation will be recorded on the Loss
Control Coordinator's Accident Investigation Report
by the department manager/foreman. Immediately upon
completion (no later than 5 days after knowledge of
the incident), the report will be sent to the Loss Control
Committee Chair.
DEPARTMENT RESPONSIBILITY
The department manager/foreman will review the determined
causes of the accident and immediately evaluate his/her
work area for similar problems. The manager/foreman
will take immediate action to either eliminate or control
the identified problems. Notification of corrections
as well as problems that cannot be corrected immediately
will be sent to the Loss Control Committee Chair.
REVIEW OF FINDINGS AND RECOMMENDATION
The Loss Control Committee will review all findings
of uncontrolled workplace or operational hazards to
develop a proposed plan for correction and to communicate
appropriate corrective action already taken. This information
will be sent to Commissioner's Court for appropriate
action.
ACTION BY COMMISSIONERS' COURT
The Commissioner's Court will establish funding as needed
to correct these hazards in an appropriate manner. The
Commissioners' Court, with the assistance of the Loss
Control Committee, will develop a timeline for hazard
correction by the department manager/foreman. The manager/foreman
must post notice of the hazard or problem take appropriate
interim measures to prevent accidents from recurring.
ACCIDENTS INVOLVING THIRD PARTIES
It is the responsibility of any County employee to assist
any visitor reporting an injury suffered in or on County
property. If the employee witnesses an accident, the
employee should:
- render assistance.
- call Personnel Manager or supervisor.
If the injured party states that there
was no harm, the employee must still report the injury
to their supervisor. Supervisors must report incident
immediately.
Employees will be asked to complete
a special report called " Visitor Occurrence Report"
to document third party accidents. If possible, get
a written statement from the injured party and send
all information to the Personnel Manager's office. Copies
of this report are available in all offices.
INCIDENT REVIEW TRAINING
Accident investigations will be conducted as instructed
in training sessions given to County managers, foremen,
and Accident Investigation Team members. Initial training
of these individuals will be conducted and subsequent
training scheduled as needed to maintain the quality
and effectiveness of the accident investigation program.
Verification of Information
It is important to verify information on a Workers'
Compensation Claim through a few basic questions asked
of the claimant, any witnesses, the supervisor or others
directly involved in the accident or claim. This will
help you to identify anything out of the ordinary that
needs to be relayed to the adjuster for his/her consideration.
Here is a sample witness statement
you may want to consider. These have proven effective
in the past at helping to eliminate fraudulent claims,
although this is not a legal basis for the County denying
the claim. A licensed adjuster performs that job, if
it is necessary.
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SAMPLE WITNESS STATEMENT
WITNESS STATEMENT
Name of Injured Employee _________________________
Date of Injury: _____________________
(To be completed as soon as possible
following incident)
1. Name of witness _______________ Age: ________
2. Address: _____________________ Phone ________
3. Department ______________________
Job Title _______________
4. If not an employee, employed by: _______________________________________
Reason for presence at location: _______________________________________
5. Are you related to injured employee: ¬ No ¬
Yes.
If yes, how? ____________
________________________________________________
6. How long have you known this employee? ______________
7. Date and time of injury: ____________ Time ____________
¬ AM ¬ PM
8. Did you actually see this injury happen? ¬ Yes
¬ No
If no, how do you know about it?
________________________________________________
________________________________________________
9. How near to the injured employee were you at the time
of the injury?
________________________________________________
________________________________________________
10. Please explain in detail what you know about this
injury.
________________________________________________
________________________________________________
________________________________________________
11. Did this employee ever talk to you about this injury?
¬ Yes ¬ No
If yes, when ___________.
What did the employee say? _____________________
________________________________________________
12. Do you know of any other injury, accident, or illness
that this employee has ever had?
________________________________________________
13. List any other persons who may have information about
this injury.
____________________________
____________________________
____________________________
____________________________
14. Additional comments.
________________________________________________
________________________________________________
To the best of my knowledge, this statement is true and
correct.
Date Signed _______________ By: ___________________________________
(Signature of Witness)
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Communication
with the Injured Employee
It is highly recommended that a standard procedure be
used to notify injured Workers' on their rights under
Workers' Comp laws, in addition to providing them information
on your County policy regarding return-to-work, communication
processes with the employee, how it affects their sick
leave, etc. It is also an important legal tool which
notifies the employee about issues such as FMLA leave
occurring (if that is your policy), salary continuation
issues and the like. Here's a sample letter of notification
to an injured employee. (NOTE - make sure your letter
outlines what is consistent with your County policy).
Sample Letter to the Employee
Date
Dear _______________
In regard to your reported job related
injury or illness on [DATE], we have attached a copy
of the Texas Workers' Compensation Commission Employee
Rights and Responsibilities form and your copy of the
TWCC-1, which is the report on which your Workers' Compensation
Claim was filed. Please direct all medical questions,
reports and requests for treatment authorization to
this office.
If you are now unable to work because
of this injury or illness, it is important that I be
notified when you return-to-work. If you are now working
but as a result of this injury or illness you have to
miss work, it is also important that I be notified immediately.
In order to avoid any confusion regarding
your County-provided benefits, I would like to bring
the following to your attention:
- __________ County will continue
to pay the medical and life insurance premiums for
your own personal coverage.
- If you are classified as a peace
officer you will receive salary continuation benefits
in accordance with Article III - Section 52(e), of
the Texas Constitution. ( See Attorney General Opinion
Letter 93-62 for definition of qualifying officers.)
- Except as otherwise provided in
item 2 above, the insurance carrier will initiate
Compensation no later than the seventh
calendar day of lost time unless you have requested
in writing to my office to use accrued benefit time
in lieu of compensation, vacation, or other accrued
time. If you do not have any accrued time available
you will have to take time off without pay. You may
have elected optional benefits for yourself and/or dependents,
the premiums for which are normally deducted from your
paycheck. If you do not receive a County pay check from
which to deduct these premiums, it will be necessary
for you to forward your check or money order, payable
to __________ County, by the following dates for the
following amounts, or loss of coverage may result:
Due by the 5th of each month: TOTAL:
$________________
Dental__________Vision__________Dependent Life_______Flex
Fees________
Due by the 20th of each month: TOTAL:
$_______________
Supplemental Life________Disability_________Dependent
Health___________
Your leave is being designated as
leave to which you are entitled under the Family and
Medical Leave Act of 1993. This means that your job
will be held open for your return for a period of at
least 12 weeks as required by law, as long as your physician
certifies that you are unable to perform the essential
functions of your job and you follow your doctor's recommendations.
Retention of your job after that period of time will
depend on the specific needs of your department and
your expected period of recovery, in accordance with
County policy.
Our goal is to get you back to work
as soon as your physician has released you, to either
full or modified duty, and we are here to assist you
in any way we can as we move towards that goal. Please
feel free to call me at (___) ___-____ (or extension
____) if you have any questions or if your status changes.
Sincerely,
_________________________
cc: Elected Official/Department Head
Employee W/C file

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Communication
with Adjuster
Other than routine communication on normal Workers'
Compensation claims, prompt communication with your
adjuster is necessary for the following reasons:
For Denial of Claim
Not everything is covered automatically under Workers'
Compensation, and many times these determinations are
not black and white in nature, but are considered on
a case-by-case basis. Commonly, such issues as heart
attacks on the job, issues about the employee being
within the course and scope of their duties as an employee,
and other issues such as drug or alcohol use leading
to the accident may affect the compensability of the
claim.
The early stages of the claim are
crucial to successfully denying Workers' Compensation
benefits, so if the County knows of any information
of this nature, they should report it to the adjuster
immediately. Certain information may not be used to
deny a claim if it arrives too late in the process.
Fraud Issues
A very high percentage of Workers' Compensation claims
are legitimate, and although there are very few times
when employees are actually committing fraud, these
seem to attract the most attention.
Committing Workers' Compensation fraud
is difficult to deal with and few cases have been proven
to be fraudulent in a criminal case. However, it does
occur.
For fraud to occur, it must be proven
that the claimant lied about something significant involved
in the process. By adding more formal, signed statements
when handling claims, fraudulent claims are frequently
headed off.
Questions to ask regarding you
adjuster and/or the status of the claimant
- Is the claims adjuster in regular
communication with the injured worker?
- What is the current activity of
the injured worker? Example: Is he/she going to the
doctor regularly? Does it appear that the worker is
progressing with the treatment?
- What is the current medical status?
The diagnosis? The prognosis? What is the expected
return-to-work date or release from treatment date?
If a "Return-to-work" program is available
or a bona fide job offer is made, this information
should be exchanged with the adjuster.
- What is the current benefit status?
Example; If TIBS are being paid, when may we expect
MMI? If IIBS are being paid, when will weekly benefits
be paid out? What was the impairment rate?
- If the injured employee is not
communicating with either the adjuster or the claims
coordinator, discuss available options with the adjuster.
Dispute Resolution
Should there be a dispute over the status of a claim
between the employee and employer, the following process
is followed. This is prescribed by Texas law.

Return-to-work
A key cost containment measure in the Workers' Compensation
system, RTW requires a significant level of communication
to be properly administered. The following process outlines
the basics for RTW.
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Return-to-work
Programs
Below is a basic listing of a step by step process which
may be helpful as a framework for returning an employee
to work.
- Determine if the employee is authorized
by the doctor to return back to work without restrictions.
If the doctor authorized the doctor to return-to-work
without restriction, return employee back to work
and send him a welcome letter. Always try to get all
doctor recommendations, and releases in detail instructions.
- If the doctor made medical recommendations
as a condition for the employee to return back to
work, continue with the following.
- Ask the doctor for detail instruction
on the set restrictions.
- Try to get a time frame for the
recommended restrictions.
- Work through your Alexis adjuster
to get this important information from he medical
provider.
- Once the information is obtained
from the doctor, see if it is possible to return the
employee back to his or her original job with the
restrictions set by the doctor. If the restrictions
and employee modifications are not possible to return
employee to original job, work with other departments
to see if it is possible to relocate the employee
on a temporarily basis or until the employee completes
the time limit of the Return-to-work Program or the
employee is able to return to his or her original
job without restrictions (which ever one comes first)
but never to exceed the time of the RWP.
- Once an area is found where the
employee can be a productive resource to the County,
develop a temporary job description using as a guide
the recommendations set by the medical provider.
- Once the temporary job description
is complete, prepare and send a copy to the doctor
for him to review and authorize. Then schedule a visit
to present a bona fide job offer to the employee using
as a guide the bona fide job offer requirements.
- During your meeting, review the
temporarily job description and make the job offer.
If the employee accepts the job send him a welcome
back letter.
- If the employee refuses the bona
fide job offer contact your adjuster as soon as possible
(and preferably immediately after the meeting with
the employee).
Commitment of management, supervisors
and employees to pursue RTW
As with other safety programs and loss prevention, the
integrity of your return-to-work effort involves commitment
of management to be effective. Having a written policy
shows that commitment and reinforces the program.
If all officials do not agree on a
County wide program, individual officials can still
use these concepts within their own department or office
to effectively control Workers' Comp costs and take
care of employee morale.
Attached is a sample policy on RTW
outlining responsibilities, etc.
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RETURN-TO-WORK PROCESS STATEMENT
_____________________County is committed
to providing a safe and healthy workplace for employees.
The prevention of injuries and illnesses is our primary
objective.
In the event an employee is injured
on the job,__________________County has implemented
a Return-to-work Process. This process will provide
the injured employee with immediate appropriate medical
attention and will attempt to provide opportunities
to return the employee to safe, productive work as soon
as medically possible.
The ultimate goal is to return the
employee to his or her original job. The Return-to-work
Process will attempt to provide alternative productive
work that meets the injured employee's capabilities.
The support and participation of management
and all employees are essential for the success of the
Return-to-work Process for ______________________ County.
| ____________________ |
____________________ |
| County Judge |
County Sheriff |
| ____________________ |
____________________ |
| Commissioner Precinct 1 |
Commissioner Precinct 2 |
| ____________________ |
____________________ |
| Commissioner Precinct 3 |
Commissioner Precinct 4 |
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RETURN-TO-WORK POLICY and PROCEDURES
Policy: To provide prompt,
appropriate medical attention for employees injured
while on the job and return them to productive work
as soon as medically possible.
Procedure:
- All employees will immediately
notify their supervisor or other appropriate personnel
at the time of the injury and/or incident.
- An incident record will
be completed for every reported incident whether or
not medical attention is needed.
- If medical attention
is required; the injured employee will be accompanied
by his/her supervisor to receive medical services.
- The employee or supervisor
will provide the treating physician with a copy
of his/her job description, essential elements,
and introductory letter explaining the Return-to-work
Process.
- A TWCC-1 will be completed
upon report of injury.
- If an employee is
restricted from work, his/her supervisor will maintain
communication with the employee in the following manner:
- Communication on the day of
the injury.
- Communication every week thereafter
until the employee has returned to work.
Communication with the treating
physician will be completed by the identified personnel
(normally the claims coordinator) on a weekly basis,
by phone, in person, or in writing.
- When an employee is released
by the treating physician to alternative productive
work (light duty), the supervisor is responsible for
attempting to develop alternative duty that complies
with the physician's restrictions.
- A copy of the work release
from the physician will be kept by the employee's
supervisor and the claim coordinator.
- The supervisor will follow-up
with the employee on a regular basis after the employee's
return-to-work.
Every Effort Should Be Made
to Develop Alternative Duty
ROLES & RESPONSIBILITIES
I. County Claims Coordinator
- Acts as County's liaison between
employee, treating physician, and insurance company;
- Maintains contact with:
- Health Care Provider (treating
physician),
- Insurance Company or Third Party
Administrator (RSKCO), and
- Employee and employee's supervisor.
- Develops and maintains recordkeeping
and reporting systems related to injuries.
II. The Supervisor or Management Staff
- Orients and trains employees on
the County Return-to-work Process;
- Accompanies employee to the physician
after injury and informs physician of the County Return-to-work
Process (letter to physician will suffice);
- Maintains weekly contact with injured
employee and ensures all necessary documentation and
recordkeeping forms are completed appropriately;
- Provides all necessary/relevant
information to County Claims Coordinator;
- Ensures injured employee is complying
with physicians rehabilitation schedule and/or restrictions
(light duty); and
- Reviews employee's condition on
a scheduled basis to ensure return to original duty.
III. The Employee
- Understands internal procedures
for reporting a work-related injury;
- Must inform treating physician
that modified duty or light duty is available;
- Maintains contact with Supervisor
on a weekly basis;
- Complies with all physician's medical
restrictions while on light duty; and
- Returns to work the next scheduled
shift after obtaining physician's release.
IV. The Health Care Provider
- Provides immediate & appropriate
medical care to injured employee;
- Assesses the abilities of injured
employee (what can employee do?);
- Provides injured employee's physical
restrictions in terms of job functions;
- Provides information to County
Claims Coordinator and TPA; and
- Is requested to become familiar
with the County's Return-to-work Process.
Bona Fide Offers of Employment
If an employee is released by a doctor to return-to-work
in any capacity, you should provide the employee with
a bona fide offer of employment that meets the requirements
of TWCC Rule 129.5. In order to be valid, the offer
must comply with the rule below
. Rule 129.5 Bona Fide Offers of Employment
- In determining whether an
offer of employment is bona fide, the commission shall
consider the following:
- The expected duration of the
offered position;
- The length of time the offer
was kept open;
- The manner in which the offer
was communicated to the employee;
- The physical requirements and
accommodations of the position compared to the
employee's physical capabilities; and
- The distance of the position
from the employee's residence.
- A written offer of employment which
was delivered to the employee during the period for
which benefits are payable shall be presumed to be
a bona fide offer, if the offer clearly states the
position offered, the duties of the position, that
the employer is aware of and will abide by the physical
limitations under which the employee or his treating
physician have authorized the employee to return-to-work,
the maximum physical requirements of the job, the
wage, and the location of employment. If the offer
of employment was not made in writing, the insurance
carrier shall be required to provide clear and convincing
evidence that a bona fide offer was made.
- Employment is "geographically
accessible" to the injured employee if it is
within a reasonable distance from the employee's residence
unless the employee establishes through medical evidence
that the employee's physical condition precludes travel
of that distance.
The written bona fide offer of employment
should be sent to the employee by certified mail, return
receipt requested. Please send a copy of the letter
and receipt to the Third Party Administrator or the
Texas Association of Counties (Claims Department).
For assistance in developing a bona
fide offer of employment; please call the Texas Association
of Counties' Claims Department at 1-800-456-5974.
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Sample Letter
to Treating Physician
(Date of letter)
(Physician's name)
(Physician's address) Dear (Physician's name):
(Employee name) is employed by (County name) as a (occupation
or job title). He/she was injured on (date of injury)
and you treated him/her on (date of treatment).
(County name) has implemented a Return-to-work
process. This process is designed to return an injured
employee to the workplace as soon as medically possible.
If (employee name) is unable to return to his/her original
job, we will make every attempt to return this employee
to modified duties or an alternative duty position.
We will also ensure that this position meets with ALL
Medical Restrictions that you prescribe. (Employee's
name) is aware of our desire to return him/her to the
workplace. If necessary, we are willing to rearrange
work schedules around diagnostic or treatment appointments.
(County name) has identified job duties
that may be suitable for a "return-to-work"
situation. Enclosed is a job description with attached
required physical demands that may be appropriate for
(employee's name) based on our knowledge of his/her
injury. Please assist us by reviewing the attached position
and providing your recommendations. We would also like
updated recommendations after each appointment.
Please call me at (County Claims Coordinator
telephone number) if you have any questions about our
Return-to-work process or on the proposed job position.
Thank you in advance for your participation in our efforts
to return (employee's name) to a safe and productive
workplace.
Sincerely,
(County representative)
(Title)
(County name)
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