All risks come with costs. We tend to focus on the costs that we can see, but there are hidden costs beneath the surface. During the third session of our four-part series, we will discuss the Total Cost of Risk (TCOR) and the benefits of tracking the different costs associated with preventative risk management, as well as costs associated with incidents or events. Understanding your TCOR can help when budgeting and planning resources and enable your county to achieve a higher-level risk management posture.